Foreclosure Defense in Edison
Stop or delay foreclosure through loan modification, short sales, and direct negotiation with your lender, in every New Jersey county.
Learn moreEdison foreclosure defense and real estate attorney
Edison is the largest municipality in Middlesex County and one of the most diverse in the country, with a housing stock built largely in the postwar decades and a wave of purchases and refinances during the mid-2000s boom. Many of those loans have since reset. David Chapman represents Edison homeowners in the Chancery Division in New Brunswick and with their lenders.
Local knowledge that matters
Contested Edison foreclosures are heard at the Middlesex County Courthouse at 56 Paterson Street in New Brunswick, which maintains a dedicated foreclosure line at (732) 645-4300 ext. 88372. The Middlesex County Sheriff publishes the sale schedule on the county's foreclosure page and on the statewide listing; because posted dates and locations change, David confirms each client's date directly with the sheriff.
Payment shock from an adjustable-rate reset is a recognized hardship. A modification that converts the loan to a fixed rate and extends the term is the most common fix for Edison homeowners, and the application succeeds when every borrower's income is documented the way the servicer's guidelines require.
Multigenerational households are common in Edison, with parents, adult children, and sometimes grandparents contributing to the mortgage. Household contributors can often be included in a modification application, and inherited homes can be modified in an heir's name under federal servicing rules. The court's mediation program is free for owner-occupants who request it within 60 days of service.
Courthouse: Middlesex County Courthouse, Chancery Division (General Equity), 56 Paterson Street, New Brunswick, NJ 08903 · (732) 645-4300 ext. 88372
Serving ZIP codes 08817, 08820, 08837
Offices are located in Fort Lee, Matawan. Consultations for Edison residents are available by phone, video, or in person. Request a free consultation.
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Talk to David about your Edison matter
Tell David what you're facing. You'll leave the conversation knowing your options, with no pressure and no obligation. Calls returned within one business day.