What David reviews before you sign
The closing package is long and most of it is written by the lender or the other side. David checks:
- The settlement statement (Closing Disclosure) against your contract and loan estimate
- The deed, legal description, and how title will be held
- Title commitment exceptions, easements, and any liens that must be cleared
- Prorations for taxes, HOA dues, and rents
- Seller credits, repair agreements, and walk-through issues
Buyers
For buyers, the biggest risks are title defects and loan documents that differ from what was quoted. David reads the title commitment early enough to get problems fixed and confirms the loan terms match before you sign.
Sellers
For sellers, David handles the deed and transfer documents, resolves payoff and lien issues, and makes sure post-closing obligations (like repair escrows) are limited and clear.
For-Sale-By-Owner and off-market deals
When there is no agent, someone still has to draft the contract, order title, and run the closing. David can serve that role for both simple family transfers and arms-length sales.
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