Foreclosure Defense in Elizabeth
Stop or delay foreclosure through loan modification, short sales, and direct negotiation with your lender, in every New Jersey county.
Learn moreElizabeth foreclosure defense and real estate attorney
Elizabeth is the fourth-largest city in New Jersey and the seat of Union County, with a majority-immigrant population, a large Spanish- and Portuguese-speaking community, and block after block of owner-occupied two- and three-family homes in Elmora, Peterstown, and the Port. Those homes are exactly what foreclosure rescue scams target. David Chapman represents Elizabeth homeowners in the Chancery Division on Broad Street and directly with their lenders, in English or Spanish.
Local knowledge that matters
Contested Elizabeth foreclosures are heard at the Union County Courthouse at 2 Broad Street, and the General Equity office can be reached at (908) 787-1650 ext. 22140. The Union County Sheriff holds sales every other Wednesday at 2:00 PM, not at a county building but at the Warinanco Ice Skating Center in Roselle, with a 20 percent deposit and no more than $500 in cash.
Union County requires the homeowner to appear in person to request a sheriff's sale adjournment, and does not take requests between noon and 3:00 PM on Wednesdays. Two 28-day adjournments are available at $28 each. Relatives cannot make the request for you.
Most Elizabeth modification applications turn on documenting rental income from the other units and the income of every borrower and co-signer on the note. That is where do-it-yourself applications are denied. HUD-approved counseling agencies serve the city, and the court's mediation program is free for owner-occupants who request it within 60 days of service.
Courthouse: Union County Courthouse, Chancery Division (General Equity), 2 Broad Street, Elizabeth, NJ 07207 · (908) 787-1650 ext. 22140
Serving ZIP codes 07201, 07202, 07206, 07208
Offices are located in Fort Lee, Matawan. Consultations for Elizabeth residents are available by phone, video, or in person. Request a free consultation.
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Tell David what you're facing. You'll leave the conversation knowing your options, with no pressure and no obligation. Calls returned within one business day.