Foreclosure Defense in Hackensack
Stop or delay foreclosure through loan modification, short sales, and direct negotiation with your lender, in every New Jersey county.
Learn moreHackensack foreclosure defense and real estate attorney
Hackensack is the seat of Bergen County and the one city in the county where both the courthouse and the sheriff's foreclosure sales are located, which makes it the center of every Bergen foreclosure case. Its mix of high-rise condominiums, two-family homes, and rental buildings shapes the cases that come from it. David Chapman represents Hackensack homeowners in the Chancery Division on Main Street and with their lenders.
Local knowledge that matters
Contested Hackensack foreclosures are heard at the Bergen County Justice Center at 10 Main Street, where the General Equity office can be reached at (201) 221-0700 ext. 25240. The Bergen County Sheriff's Foreclosure Unit is a few blocks away at 2 Bergen County Plaza, (201) 336-3500 ext. 4453, and sales are held in the Large Conference Room in that building's lobby, typically on Fridays at 1:00 PM.
Bergen has some of the most specific bidder rules in the state: a 20 percent deposit in cash or certified funds with certified checks dated within 90 days of the sale, bidding in $100 increments to $100,000 and $1,000 after that, and the balance due within 30 days. The original owner may redeem within 10 calendar days after the sale.
Condominium foreclosures are common in Hackensack, and association liens and special assessments complicate both defense and short sale approval. David reviews the association's position at the start so it does not derail a negotiated exit. The court's mediation program is free for owner-occupants who request it within 60 days of service.
Courthouse: Bergen County Justice Center, Chancery Division (General Equity), 10 Main Street, Hackensack, NJ 07601 · (201) 221-0700 ext. 25240
Serving ZIP codes 07601
Offices are located in Fort Lee, Matawan. Consultations for Hackensack residents are available by phone, video, or in person. Request a free consultation.
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Talk to David about your Hackensack matter
Tell David what you're facing. You'll leave the conversation knowing your options, with no pressure and no obligation. Calls returned within one business day.