Foreclosure Defense in Lakewood
Stop or delay foreclosure through loan modification, short sales, and direct negotiation with your lender, in every New Jersey county.
Learn moreLakewood foreclosure defense and real estate attorney
Lakewood is the most populous municipality in Ocean County and the fifth largest in New Jersey, and its population grew by more than 45 percent between 2010 and 2020. It is home to Beth Medrash Govoha and a large Orthodox Jewish community, a substantial Spanish-speaking community, and the Leisure Village retirement communities. David Chapman represents Lakewood homeowners in the Chancery Division in Toms River and with their lenders.
Local knowledge that matters
Lakewood foreclosures that are contested are heard at the Ocean County Courthouse, 100 Hooper Avenue in Toms River, where the General Equity office can be reached at (732) 504-0700 ext. 64380. The Ocean County Sheriff holds sales on Tuesdays at 2:00 PM, except legal holidays, in Room 119 of the County Administration Building at 101 Hooper Avenue, and bidders must register before the sale begins.
Households in Lakewood are among the largest in the state, and it is common for several earners, a family business, or relatives to contribute to one mortgage. Self-employment income and household contributions can be counted in a modification application, but only when they are documented the way the servicer's guidelines require. That is where most self-filed applications are denied.
Rapid growth has pushed Lakewood home values up, so an owner in default here often has equity that a sheriff's sale would hand to a bidder. The homeowner may take two adjournments of up to 30 days each, accepted by the sheriff up to 2:00 PM on the day of sale, and that time can be used to close a modification or a sale on your own terms. The court's mediation program is free for owner-occupants who request it within 60 days of service.
Courthouse: Ocean County Courthouse, Chancery Division (General Equity), 100 Hooper Avenue, Toms River, NJ 08754 · (732) 504-0700 ext. 64380
Serving ZIP codes 08701
Offices are located in Fort Lee, Matawan. Consultations for Lakewood residents are available by phone, video, or in person. Request a free consultation.
Let's talk
Talk to David about your Lakewood matter
Tell David what you're facing. You'll leave the conversation knowing your options, with no pressure and no obligation. Calls returned within one business day.