Foreclosure Defense in Newark
Stop or delay foreclosure through loan modification, short sales, and direct negotiation with your lender, in every New Jersey county.
Learn moreNewark foreclosure defense and real estate attorney
Newark is New Jersey's largest city and the seat of Essex County, and its neighborhoods of two- and three-family homes in the North Ward, Ironbound, Vailsburg, and Weequahic have carried some of the state's highest foreclosure rates for more than a decade. David Chapman defends Newark homeowners in the Chancery Division downtown and at the negotiating table with their servicers.
Local knowledge that matters
Contested Newark foreclosures are heard by the Essex County General Equity judges in the courthouse complex on Dr. Martin Luther King Jr. Boulevard, a short walk from the Essex County Sheriff's foreclosure sales on the 14th floor of 60 West Market Street. Sales are held on Tuesdays at 1:30 PM, every other week, with a 20 percent deposit by bank check.
Essex County publishes the strictest adjournment rules in the state: two statutory adjournments of 28 days each at $28, requested by 12:00 noon on the sale date. A Newark homeowner who misses that noon deadline loses the adjournment. David files them days in advance.
Many Newark homes are still titled in a deceased parent's name or shared among siblings. Heirs have the right under federal servicing rules to be evaluated for a modification, and the estate issues can be resolved alongside the foreclosure. Free HUD-approved counseling is available in the city, and the court's mediation program is free for owner-occupants who request it within 60 days of service.
Courthouse: Essex County Superior Court, Chancery Division (General Equity), Hall of Records, 465 Dr. Martin Luther King Jr. Blvd, Newark, NJ 07102 · (973) 776-9300 ext. 56900
Serving ZIP codes 07102, 07103, 07104, 07105, 07106, 07107, 07108, 07112, 07114
Offices are located in Fort Lee, Matawan. Consultations for Newark residents are available by phone, video, or in person. Request a free consultation.
Let's talk
Talk to David about your Newark matter
Tell David what you're facing. You'll leave the conversation knowing your options, with no pressure and no obligation. Calls returned within one business day.