Foreclosure Defense in Passaic
Stop or delay foreclosure through loan modification, short sales, and direct negotiation with your lender, in every New Jersey county.
Learn morePassaic foreclosure defense and real estate attorney
The City of Passaic packs about 70,000 people into roughly three square miles, which makes it one of the most densely populated places in New Jersey. Nearly three-quarters of residents are Hispanic or Latino, Spanish is the language most often spoken at home, and the Passaic Park section is home to a large Orthodox Jewish community. David Chapman represents Passaic homeowners in the Chancery Division in Paterson and with their servicers, in English or Spanish.
Local knowledge that matters
Passaic foreclosures that are contested are heard at the Passaic County Courthouse, 77 Hamilton Street in Paterson, where the General Equity office can be reached at (973) 653-2910 ext. 24250. The Passaic County Sheriff conducts sales on Tuesdays, and adjournment requests, third-party bidder registration, and stay applications are all cut off at 2:00 PM on the day of sale.
Most buildings in the city hold more than one household, and the typical owner lives in a multi-family house and depends on the rent from the other apartments to make the payment. When a tenant stops paying or a unit sits empty, the mortgage falls behind. That is a hardship a servicer will recognize, provided the rent roll, leases, and bank deposits are presented together.
The sheriff warns that posted sale dates and statuses can change without notice, so confirm any date with the Foreclosure Unit at (973) 881-4200. Do not pay anyone who knocks on the door offering to "save the house" for a fee, and do not sign a deed over to them. The court's mediation program is free for owner-occupants who request it within 60 days of service, and HUD-approved counseling agencies serve the city.
Courthouse: Passaic County Courthouse, Chancery Division (General Equity), 77 Hamilton Street, Paterson, NJ 07505 · (973) 653-2910 ext. 24250
Serving ZIP codes 07055
Offices are located in Fort Lee, Matawan. Consultations for Passaic residents are available by phone, video, or in person. Request a free consultation.
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