Foreclosure Defense in Vineland
Stop or delay foreclosure through loan modification, short sales, and direct negotiation with your lender, in every New Jersey county.
Learn moreVineland foreclosure defense and real estate attorney
Vineland is the largest city in Cumberland County and, at nearly 69 square miles, the largest municipality in New Jersey that carries the title of city. It was built on farming, poultry, glassmaking, and food processing, and more than four in ten residents are Hispanic or Latino. David Chapman represents Vineland homeowners in the Chancery Division in Bridgeton and with their lenders, in English or Spanish.
Local knowledge that matters
Vineland foreclosures that are contested are heard at the Cumberland County Courthouse, 60 West Broad Street in Bridgeton, where the Civil Division can be reached at (856) 878-5050 ext. 15390. The Cumberland County Sheriff holds sales every other Wednesday at 2:00 PM at its own office at 220 North Laurel Street in Bridgeton, not at the courthouse, with a 20 percent deposit by certified or cashier's check.
Cumberland allows the homeowner two four-week postponements, used one at a time or together, by submitting the sheriff's form letter in writing before the sale date, by fax, mail, or in person. After those two are used, a stay has to come from the court. David files the postponements and, when needed, the motion.
Farm, packing-house, and food-processing work is common in Vineland, and seasonal hours or cash income are the kinds of income a servicer mishandles in a modification review. David documents them the way loss mitigation guidelines require. Companies that promise Spanish-speaking homeowners they will stop a sale for an upfront fee are not law firms and cannot appear in court. The court's mediation program is free for owner-occupants who request it within 60 days of service.
Courthouse: Cumberland County Courthouse, Chancery Division (General Equity), 60 West Broad Street, Bridgeton, NJ 08302 · (856) 878-5050, Civil Division ext. 15390
Serving ZIP codes 08360, 08361
Offices are located in Fort Lee, Matawan. Consultations for Vineland residents are available by phone, video, or in person. Request a free consultation.
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Talk to David about your Vineland matter
Tell David what you're facing. You'll leave the conversation knowing your options, with no pressure and no obligation. Calls returned within one business day.