Free printable guide

The New Jersey foreclosure timeline, and what you can do at every step

One page you can print and put on the refrigerator: every deadline from the first missed payment to the sheriff's sale, and the options that exist at each stage.

What is inside

  • The seven stages

    From the first missed payment to the 10 days after the sheriff's sale, with the deadline that matters at each one.

  • The 35-day and 60-day clocks

    When to answer the complaint and when to request the court's free mediation program.

  • Your options, stage by stage

    Modification, mediation, short sale, deed in lieu, adjournments, and court motions, and when each is still available.

  • A document checklist

    Exactly what to gather before you call the bank or an attorney.

  • Scam warning signs

    How to spot a foreclosure rescue scam before it costs you the house.

The guide is general information about New Jersey procedure, not legal advice about your case. Requesting it does not create an attorney-client relationship.

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